That was their world, but Larry and Veronica always kept an eye on the next step. Smiling together at night, after the kids were all home and safe in their beds, about the places they’d go and the things they’d see.

By 50, the kids were off at college, or married or moved away. The looming prospect of time to themselves seemed delicious and within their grasp.

Years of financial planning, saving and being patient so when the time came they would be able to go where they wanted, when they wanted and live out the rest of their days how they wanted had been their focus.

There’s no clear moment, looking back now, when it all changed.